The District of Sparwood has updated its liability insurance policy to better cover the district.
The previous policy was too ambiguous on which events should be required to carry insurance.
“The municipality operates under an outdated policy that mandates general liability insurance is only required for events deemed large or hazardous,” said community services director Jenna Jensen.
“The policy lacks clear definitions or criteria of what constitutes a large or hazardous event.”
The old policy was also signed 25 years ago and best practices have changed.
When an external group organizes an event on municipal property, the new best practice is for them to obtain their own general liability insurance, name the district as an additional insured and provide a certificate of insurance.
For events organized by the municipality external vendors or service providers should carry their own general liability insurance and name the district as an additional insured.
District staff say this will streamline the process and provide automatic protection.
Elkford, Fernie and Cranbrook have adopted this model.
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